The Fantastic New Flexible Payment Solution From Service Central

1. Choose your device
2. Choose your value
3. Chooise your terms

🔴 Payments Central Flex 💪 ⚪

So what’s it all about….

✅ A payment terminal of course…

✅ But no contracts, just 30 day rolling agreements.

✅ Competitive pricing based on your turnover and needs, with real time reviews throughout your time with us…

✅ Plus a whole host of Value led software bundles to enhance your payments product and help your business grow, after all, it’s not just about payments anymore.

But…. why are we different, well many ways, but there are two important ones…. we aren’t asking you to commit to us, but we are committing to you with a 12 MONTH PRICE PROMISE on % Rates agreed… no “tie in” is not an excuse to randomly increase prices.

💪 Also…. 3 month payment holidays for seasonal businesses, we understand the flexibility required if you are a seasonal business.

😎 Choose your device, Choose your value, and Choose your terms!!

There is also no hidden fee’s, no minimum monthly service charges or anything like that.

You could choose a state of the ART touch screen smart terminal like the Pax A920 or perhaps something more traditional with buttons like an Ingenico Move 5000, you call the shots.

You also get to try one of our amazing value bundles during your trial too.

✅ Table Yeti – Table yeti is a revolutionary new software platform which enables your staff to collect tips whilst working but also help them grow their tips in a positive way consumers love. Table Yeti looks after all of the admin and makes it super easy for your business, try it in your business today.

✅ Register Epos – Turn your card machine into a fully fledged mobile till system, manage stock, cash and easily take service delivery to the highest possible level.

✅ Payment Loyalty – Payment loyalty delivers an interactive loyalty platform for your business, taking your payment terminal to another level and adding another way to add amazing value for your customers.


✅ Social Media Central – Add a complete social media management platform for your business, easily integrate to Facebook, Instagram, Linkedin and all the places your customers live to shout about your brand. Heard of Hootsuite? This is better and can be added to your Payments Central Flex account.

Choose any one of these great value bundles to try for FREE during your free trial, ongoing however you can add as many of these bundles as you like and yes, like the terminal there is no commitment, just a 30 day rolling agreement.

BUT, thats not all, you also get access to our Service Central Concierge service, your own account management team who can help you with Energy, Telecoms and also business Banking to help support your business in every way.

Sign up today and try it for FREE for 30 days👍

#payments #technology


Our biggest black friday deal is here, thats right, a brand new card payment terminal for your business for FREE.

No Upfront fee
No Monthly fee
No Contracts

With headline rates below 1% too this is a great deal for your business.

Simply call us on – 0333 9969 334

Or fill in the form below


All other card types charged as per the merchant agreement, all transactions subject to a 2p authorisation fee, Smart terminal available on this promo if purchased with a payngo pro upgrade.



A fair usage policy of £150 per weekly turnover is in place and should this not be consistently achieved this could result in the service being withdrawn. Should the merchant agreement be terminated in any way the hardware must be returned to service central ltd.

Offer ends 27th November 2022

All of us here at Service Central are really excited to announce a new Partnership…..

“Service Central partners with Dojo”

For a few years now we have been steadily building our Epos portfolio, and this has proven to be a major part of our business. Epos is a labour intensive service which requires a lot of care and this is very central to our culture here at Service Central, so it seems a natural fit.

Dojo in recent times have become one of the most trusted and fastest growing Merchant Services providers in the UK for business owners up and down the land.

Integrated payments is becoming more and more important for customer focussed brands, so it stands to reason that an Integration between Service Central Epos and Dojo makes sense.

Why is this great news for Dojo Customers?

By integrating with Service Central they can benefit from…

1. Project managed integration processed by our projects team which could involve a site visit if required.

2.Our account management team will act as an extra touch point as we will help manage the Dojo account when needed.

3. Our integration is fully tested as reliability is key.


Why is this great new for Service Central Customers?

By integrating with Dojo they can benefit from…

1. Super fast settlement.

2.Nationally trusted payments platform.

3. Fantastic online reporting around their Card Payments.



Government Announcement


Energy Bill Relief Scheme for Business Customers


21st September 2022




The government is to limit the wholesale costs for gas and electricity used for business energy customers.


The Energy Bill Relief Scheme will cap the wholesale costs that energy suppliers can incorporate into the rates for businesses but will not determine the final rate paid by business customers.


Providing government support for households is relatively straightforward because there is an existing retail price cap. The details of the business scheme were delayed because of challenges in devising it and the complexity of corporate tariffs. However, this move also allows for a degree of competition to remain in the market.


What does this mean for business energy rates?

  • Energy suppliers will be allowed to incorporate a capped wholesale price of 21.1p/kWh for electricity and 7.5p/kWh for gas.
  • Only applies to all energy contracts signed with suppliers since 1st April
  • It will apply to energy usage from 1 October 2022 to 31 March 2023
  • After the six months ministers will focus support on “vulnerable” but is yet to define which industries


For comparison, wholesale costs for this winter are currently expected at around 60p/kWh for electricity and 18p/kWh for gas.


Wholesale charges are only part of what make up the final costs on an energy bill. The capped wholesale prices will not be the final rates that businesses pay, so your kWh rate will not be 21.1p and 7.5p respectively.


The charts below are dependent on what price is agreed in the contract, but wholesale (commodity) costs are around 78% of your cost on gas and 72% on electric.


What if you are out of contract now?

If you are out of contract, then the government has advised to set up a contract now and you will automatically have the appropriate reductions to your energy price for the duration of the scheme applied.


With the scheme, those on out of contract rates will only receive a per-unit discount on energy costs, up to a maximum of the difference between the Supported Price and the average expected wholesale price over the period of the Scheme. The amount of this Maximum Discount is likely to be around 40.5p/kWh for electricity and 11.5p/kWh for gas, subject to wholesale market developments.


What if you’re about to sign a new fixed price contract?

You should still sign a fixed-term contract now as the relevant price reduction will be automatically applied to your bill by your supplier. If you are sitting on the out of contract rates you will still get support from the scheme but will likely be paying more than if you are in a contract.


What if you are up for renewal after the scheme?

Energy rates for businesses are not forecast to seeing much relief in price until summer 2025. If you are up for renewal after the scheme ends, then you should get in touch, and we can assess the market and recommend the best time for forward-purchase your next energy contract.


What if you signed before 1st April?

If you signed before the 1st of April, you will have missed the cut off and not be eligible for the support scheme.  This is because you would not have been exposed to the recent rises in wholesale prices, so you will not be eligible for support under the scheme.


Will I have to apply for the discount?

No, the discount will automatically be applied by the suppliers from November onwards. You will not need to do anything or contact your supplier to have this applied if you are eligible.



This is an illustrative example based on recent averages of forward wholesale prices and may differ from those experienced in practice, other examples can be found on the government website via the link below.

A pub uses 4 MWh of electricity and 16 MWh of gas a month. They signed a fixed contract in August 2022, giving them a current monthly energy bill of about £7,000. At the time they signed their contact, wholesale prices for the next 6 months were expected to be higher than the government supported price of £211/MWh for electricity, and £75/MWh for gas, meaning they can receive support under this scheme.


The difference between expected wholesale prices when they signed their contract and the government supported price is worth £380/MWh for electricity and £100/MWh for gas, meaning they receive a discount of £3,100 per month, reducing their bill by over 40%.


If you would like more information, then please do not hesitate to reach out. If you would like to read the full policy paper, visit the government website here:


Today is a great day for Service Central, we are doing some great deals. All of these offers are while stocks last. We have extended our black Friday offer to give our customers a chance to access the best possible deals!



Grab a bargain today, and enjoy the latest technology for a reduced price!

Fill in your details here to go ahead and one of our dedicated team will be in touch.

Jargon Buster:

The world of merchant services can be incredibly confusing, so we at Service Central wanted to explain some of the terms and what they mean.


Acquiring Banks – An acquiring bank (or acquirer) is a bank that accepts and processes card payments across networks including MasterCard and Visa on a merchant’s behalf.

E-Commerce – E-commerce is short for ‘electronic commerce’, a term used to describe any commercial transactions conducted across the Internet.

Payment Gateway – A payment gateway is the software that transmits financial information between the acquiring bank and the issuing bank in order to authorise payments

Interchange – Interchange fees describe the fees that the merchant’s bank account pays each time a customer makes a card-based transactions. The fees are paid to the acquiring bank to cover the potential cost associated with approving payments.

Merchant Account – A merchant account is a type of bank account that enables businesses to accept payments in multiple ways, usually credit and debit card transactions.

Point Of Sale –  Point of sale is the physical location a payment for goods or services are carried out  – and cover everything from cash payments to card transactions

Electronic Point of Sale – Also known as EPOS, specifically refers to digital or electronic till systems that encompass transactions made outside of the point of sale (POS) location. EPOS systems have wide-ranging functionality and companies often use them to draw accurate stock-level statistics or sales data to help run operations more efficiently.

Contactless – Contactless refers to technologies that allow certain types of debit or credit cards to contact wirelessly to an electronic card reader in order to make a card payment

Payment Terminal – A payment terminal is a device that interfaces with debit or credit cards to make electronic funds transfers

Shopping Cart – A shopping cart is an electronic commerce software that acts as the user-interface for customers shopping online.

Merchant Accounts:

CHP – Cardholder Present – A payment details are captured in person, at the time of the sale.

CNP – Cardholder not Present – A card, not present (CNP) transaction occurs when neither the cardholder nor the credit card is physically present at the time of the transaction. EG, over the phone payments.

MID – Merchant Identification – A unique number assigned to a merchant account to identify it throughout the course of processing activities

MMSC – Minimum Monthly Service Charge – Most merchant account providers charge a Minimum Transaction Fee if the total transaction processing fees for the month do not add up to a minimum amount. Please note, that Service Central does not charge this fee.

PCI DSS – The Payment Card Industry Data Security Standard (PCI DSS) is a set of security standards formed in 2004 by Visa, MasterCard, Discover Financial Services, JCB International and American Express. Governed by the Payment Card Industry Security Standards Council (PCI SSC), the compliance scheme aims to secure credit and debit card transactions against data theft and fraud.


If you would like, a FREE review of your current costings, or would like some more information about what Service Central can support you with then please get in touch with our dedicated UK based team on;

0333 9969 334



What is it?

The Coronavirus Business Interruption Loan Scheme (CBILS) provides financial support to smaller businesses (SME’s) across the UK that are losing revenue, and seeing their cashflow disrupted, as a resule of the COVID-19 outbreak. The scheme is a part of a wider package of government support for UK businesses and employees. Read more at the Government’s Business Support website.

As of 17th December, the UK Government has announced that the Coronavirus Business Interruption Loan Scheme (CBILS) will be extended until 31st March 2021.

How does it work?

CBILS is done via accredited lenders who are currently working to provide finance. They include many types including:

  • High street banks
  • Challenger banks
  • Asset-based lenders
  • Smaller specialist local lenders

The government guarantees 80% of the finance to the lender and pays interest and any fees for the first 12 months. The loan scheme can be available for up to 6 years, depending on the type of finance applied for.


You can apply for a loan if your business:

  • Is based in the UK
  • Has an annual turnover of up to £45 million

You will need to show that your business:

  • Would be viable if it were not for the pandemic
  • Has been adversely impacted by the coronavirus

You cannot apply if you are:

  • A bank, insurer or reinsurer
  • Public sector body
  • State funded primary or secondary school

How do I apply?

If you would like more information, or the options then please get in touch.


The ISDN Switch Off – Don’t be left in the dark!

What is ISDN?

ISDN stands for Integrated Services Digital Network. This network is the current infrastructure that the UK uses for voice and data communication. The current network is built up of two elements, traditional ISDN (in the form of copper cables) and new superfast fibre (in the form of fibre optic cables). The copper cable is what is called the ‘ISDN network’. This infrastructure is currently maintained and operated by Openreach.

A lot of businesses and homes in the UK currently use the ISDN network, even those with fibre to the cabinet user a part of the network. However, many cities are now converting over to the alternative: fibre to the premises. This means your connection uses no copper wiring at all, it’s fibre direct from the cabinet to your door.

When will it switch off?

Openreach has a duty of care to it’s customers, and doesn’t want the switch off to leave people in the dark. If everything is on schedule, then Openreach will stop accepting new ISDN orders in 2020 with the whole switch off will be in 2025.

Why are they switching it off?

ISDN is really a very outdated technology now, with the advancement of new technology the fibre to the premises and IP telephony is far more superior. It’s a bit like when mobile networks phased out 2G for the far superior 3G, 4G and now 5G. Many businesses have already opted for IP telephony for it’s higher call quality and cost saving benefits.

What should I do?

First of all, don’t panic – ISDN is still going to be around for a few more years so there is plenty of time to upgrade your business to IP technology. Secondly, if you would like to have a look at what your options are, give us a call 0333 9969 334 or by emailing us on Thirdly, find out when your system is up for a renewal. Renewing your telephone system is a great way to upgrade to our VoIP systems. Finally, discover your options. The alternatives to ISDN are better for your business, offering higher quality calls and reduced running costs.

What is the alternatives to ISDN?

At Service Central, we can provide a full hosted telephony VoIP system. VoIP is a ‘internet phone call’ and can be made from mobiles, desk phones and soft phones (applications on computers and laptops). A good example of VoIP is FaceTime Audio or WhatsApp calling. With VoIP, there is no need for additional dedicated lines, this can reduce your businesses running costs.

What are the advantages of VoIP?

Cost Saving – Your business can upgrade to VoIP from as little as £10 per month, making it very cost effective

Superior Quality – With a good internet connection, a VoIP voice call will have a higher quality than a traditional telephone line

Scalability – VoIP is a very scalable solution. You can quickly and easily add more users and lines when required to suit your business

Mobile Ready – Our VoIP telephone systems integrate seamlessly with your mobile, meaning employees can take VoIP on the road

Fast Provisioning – VoIP can be provisioned at a much quicker time than waiting for a Openreach appointment.  

Number porting is available to retain your existing recognised telephone numbers. Or you can get a new one.


Let’s break this down – Voice over IP (VoIP)

You may have heard the term ‘VoIP’ or ‘Voice over IP’ banded around. VoIP is a type of phone call that uses a digital internet connection rather than an analogue line. It’s so simple, in fact, that VoIP is already a very common feature and you probably already use it. Good examples of a VoIP call would be FaceTime Audio, a WhatsApp call, or a Skype call from a computer.

Voice over IP (VoIP) diagram


Find out more about our telephony systems by clicking HERE or by contacting us HERE

What is a Virtual Terminal?

To put it simply, a virtual terminal is a secure webpage in your internet browser where you can process card payments online. It’s called virtual because it works like a credit card terminal but is software and not hardware. 

Within this web page you can process a payment by manually entering the customers card details, which you could be given over the phone or through some other way of chatting to your customer. Once this has been processed, the money will transfer from the customer’s card through a secure network to your preferred payment account. 

Basically, you ensure you’re connected to the internet and you go to the virtual terminal webpage. Login, and enter the customers details, and the amount for the transaction. Press submit or go and it will magically work. 


  • You can take payments quickly and easily without the customer being present or the need for a physical card machine. As long as you have an internet connection, you’re all set.
  • There is a lot of flexibility, and these transactions can be completed wherever you want.


  • You will need extra security measures, as there is more risk to a ‘card not present’ transaction. 
  • These transactions take more work, as there is more typing required
  • Fees can be higher with card not present transactions, as there is more risk involved

With Service Central, we can provide an easy to use solution with responsible rates, and not expensive rental. We can even connect it to your website if required, get in touch today on 0333 9969 334.

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